Credit Opportunists (Sub-Prime Market) Mailing List

Credit Opportunists was specifically developed to tap into the "Sub-Prime" market sought out by lower-end credit, financial, and merchandise offers. This unique file resulted from an analysis that included consumer credit tendencies, as well as their transactional behavior over time.

SEGMENTS COUNTS THROUGH 04/22/2025
4,520,840 TOTAL UNIVERSE / BASE RATE $65.00/M
 857,300 THREE MONTH HOTLINE     + $10.00/M
 690,750 FINANCE LOAN HOLDERS     + $10.00/M
  CREDIT INDEX SCORE     + $15.00/M
DESCRIPTION

 

Credit Opportunists (Sub-Prime Market)

 

Credit Opportunists was specifically developed to tap into the "Sub-Prime" market sought out by lower-end credit, financial, and merchandise offers.   This unique file resulted from an analysis that included consumer credit tendencies, as well as their transactional behavior over time.

These people have recently applied for and have received a new line of credit.   With the unlimited selection capabilities from the consumer databank including age and income, this list can be used to target prospects for a range of products and services.   New names are available every 30 days–don't miss out on these immediate buyers!

Prime prospects for:   Additional lines of credit, insurance programs, vacation and travel offers, and a variety of products and services.

Quick Profile:
        Average Age 48
        Average Income $33K

Source:
        Credit, Direct Mail &
        Public records with NCRI's
        proprietary modeling
        segmentation

 

 

Turnaround Time:                 

3 business days. Exceptions can be made only with the approval of the Account Executive.

Minimum Order:

Postal - 10,000 or $500 (if approved by Account Executive)
Email - 15,000 Min Order Qty.

Net Name Arrangements:                 

50,000 name minimum.  85% net name. $8.00/M running charge.

Multiple Usage/Volume Discounts:                 

Inquire.

Postal Enhancements:

To increase deliverability while reducing postage costs, all files are matched against the US Postal Service's Nation Change of Address File (NCOA) to verify addresses. Bar codes can be appliied too.

ORDERING INSTRUCTIONS
MARKET: CONSUMER
CHANNELS: Mailing List Telephone List  
SOURCE: COMPILED LISTS, CREDIT, DIRECT MAIL & PUBLIC RECORDS WITH NCRIS 
PRIVACY: UNKNOWN 
DMA?: YES - MEMBER
STATUS: PREFERRED PROVIDER
GEO: USA 
SELECTS
AGE   $10.00/M
AGE OF CHILDREN   $10.00/M
BANK CARD HOLDERS   $10.00/M
DWELLING TYPE   $5.00/M
GENDER OF CHILD   $10.00/M
GENDER/SEX   $5.00/M
GEOGRAPHY   $5.00/M
HOME OWNER   $5.00/M
INCOME SELECT   $7.50/M
LENGTH OF RESIDENCE   $5.00/M
LIFESTYLE SELECT   $10.00/M
MAIL ORDER BUYERS   $10.00/M
MARITAL STATUS   $5.00/M
MORTGAGE INFORMATION   $10.00/M
NIELSEN CODES   $5.00/M
PHONE NUMBER   $15.00/M
PREMIUM CARD HOLDERS   $10.00/M
PRESENCE OF CHILDREN   $7.50/M
PRIZM CODES   $10.00/M
RENTER   $5.00/M
RETAIL CARD HOLDERS   $10.00/M
UPSCALE RETAIL CARD HOLDERS   $10.00/M
ADDRESSING
KEY CODING  $0.00/M
EMAIL  $75.00/F
FTP TRANSFER  $75.00/F
RELATED LISTS
AFRICAN AMERICANS
SHOPPER'S VOICE U.S. - MASTERFILE
PROFILE AMERICA POSTAL AND EMAIL MASTERFILE
FINANCE LOAN CREDIT CARD HOLDERS
CMC - THE CONSUMER MARKETING CONNECTION
PUBLISHERS CLEARING HOUSE MERCHANDISE BUYERS
CATALOG SHOPPER/MULTI-BUYERS
NCRI CONSUMER DATABANK
CONSUMER MASTERFILE POWERED BY DATALINE
NICHE TARGETED RESPONSE FILES