Life Loving, Living Paycheck to Paycheck Mailing List

According to various surveys, a large percentage of Americans live paycheck to paycheck, including: Bankrate: 34% of workers say they live paycheck to paycheck. CNBC: 65% of Americans say they live paycheck to paycheck. PYMNTS Intelligence: 62% of US consumers live paycheck to paycheck, including 48% of consumers earning more than $100,000 annually. Forbes: 78% of Americans live paycheck to paycheck. These consumers are always looking for a bargain and check their mail thoroughly each data looking for coupons and dollars off the items that they need to purchase." These consumers make a reasonable living working hard but they have larger families and parents to take care of. Most do not have health insurance through an employer or a union which makes finances extremely tight. They utilize rent-to-own companies to purchase larger ticket items. They typically have good credit and use their credit cards but are frequently close to their credit card limit. These consumers are looking for practical ways to provide for their family’s futures.

SEGMENTS COUNTS THROUGH 06/04/2025
1,396,860 TOTAL UNIVERSE / BASE RATE $95.00/M
 116,405 MONTHLY HOTLINE     $15.00/M
DESCRIPTION

This list was curated by our group of data experts with various data backgrounds spanning over 35 years.   Our experts begin by analyzing consumers who self-reported their intent to purchase a specific product, their purchasing history regarding specific products, and their preferred channel as compared to those that did not.  The resulting algorithm is applied to a dataset of only known buyers and responders.  These filters will always generate a higher-than-average response rate in any channel. The study data sets were augmented with demographic, lifestyle, interest, behavioral, financial, recency, frequency, monetary, and other transactional data, then modeled to create this responsive specific audience of intenders.  There are over 3,000 data sources that contribute information to this unique solution.

ORDERING INSTRUCTIONS
POPULARITY: 100
MARKET: CONSUMER
CHANNELS: Mailing List Email List Telephone List  
SOURCE: MULTI-BUYERS, RETAIL/POP, DIRECT RESPONSE, CREDIT CARDS, LIFESTYLE QUESTIONNAIRE, INTERNET/ON-LINE, MULTI SOURCED, CONTINUITY/CLUB/BUYER, SINGLE BUYERS, OPT-IN E-MAIL, GIFT BUYERS, CATALOG, DIRECT MAIL SOLD, CASH BUYERS, AGENT SOLD, BUYERS 
PRIVACY: UNKNOWN 
DMA?: NO
STATUS: STANDARD PROVIDER
GEO: USA 
GENDER: 57% FEMALE 43% MALE  
SELECTS
100'S AVAILABLE   
DISCRETIONARY SPENDING INCOME   
DWELLING TYPE   
ETHNICITY   
EXACT AGE (YYMM BORN)   
GEOGRAPHY OR RADIUS   
HOME VALUE   
HOMEOWNER/RENTER   
LENGTH OF RESIDENCE   
MARITAL STATUS   
NARROW INCOME   
NET WORTH   
RECENCY   
SPANISH SPEAKING (LANGUAGE)   
TRANSACTIONAL DATA   
WEALTH (INVESTIBLE ASSETS)   
ADDRESSING
KEY CODING  $0.00/F
COUNTY FIPS & COUNTY NAME  
FILE DOWNLOAD  $25.00/F
FTP  $25.00/F
RADIUS  
RELATED LISTS
SUPER SPENDING PARENTS WITH KIDS
HAPPY + WORKING HARD TO GET BY
INSURANCE- 1-800 CALL CENTER RESPONDERS
MEDICARE HEALTH PLAN SWITCHERS
MEDICARE ADVANTAGE $0 PREMIUM RESPONDERS 
DRIVEN FUEL LOYALTY CARD DISCOUNT HUNTERS
BUY NOW, PAY LATER
MULTI TITLE MAGAZINE SUBSCRIBERS
NATIONAL COMMITTEE TO PRESERVE SOCIAL SECURITY & MEDICARE (NCPSSM)
HARRIET CARTER