Buy Now, Pay Later Mailing List

Credit card revolvers are a distinct type of household that tend to have low wealth resources and pay for most items on a debit card versus a credit card. This is not because they do not have credit cards, but those credit cards are always near their limit. These families mostly fall into a sub-prime credit worthiness category and have low disposable incomes. These families are great prospects for many types of insurance and low premium healthcare products.

SEGMENTS COUNTS THROUGH 06/04/2025
1,243,454 TOTAL UNIVERSE / BASE RATE $95.00/M
 104,546 MONTHLY HOTLINE     $15.00/M
DESCRIPTION

This list was curated by our group of data experts with various data backgrounds spanning over 35 years.   Our experts begin by analyzing consumers who self-reported their intent to purchase a specific product, their purchasing history regarding specific products, and their preferred channel as compared to those that did not.  The resulting algorithm is applied to a dataset of only known buyers and responders.  These filters will always generate a higher-than-average response rate in any channel. The study data sets were augmented with demographic, lifestyle, interest, behavioral, financial, recency, frequency, monetary, and other transactional data, then modeled to create this responsive specific audience of intenders.  There are over 3,000 data sources that contribute information to this unique solution.

 

 

ORDERING INSTRUCTIONS
POPULARITY: 100
MARKET: CONSUMER
CHANNELS: Mailing List Email List Telephone List  
SOURCE: OPT-IN E-MAIL, CASH BUYERS, INTERNET/ON-LINE, CREDIT CARDS, CONTINUITY/CLUB/BUYER, GIFT BUYERS, CATALOG, DIRECT MAIL SOLD, LIFESTYLE QUESTIONNAIRE, RETAIL/POP, SINGLE BUYERS, MULTI SOURCED, AGENT SOLD, MULTI-BUYERS, BUYERS, DIRECT RESPONSE 
PRIVACY: UNKNOWN 
DMA?: NO
STATUS: STANDARD PROVIDER
GEO: USA 
GENDER: 57% FEMALE 43% MALE  
SELECTS
100'S AVAILABLE   
DISCRETIONARY SPENDING INCOME   
DWELLING TYPE   
ETHNICITY   
EXACT AGE (YYMM BORN)   
GEOGRAPHY OR RADIUS   
HOME VALUE   
HOMEOWNER/RENTER   
LENGTH OF RESIDENCE   
MARITAL STATUS   
NARROW INCOME   
NET WORTH   
RECENCY   
SPANISH SPEAKING (LANGUAGE)   
TRANSACTIONAL DATA   
WEALTH (INVESTIBLE ASSETS)   
ADDRESSING
KEY CODING  $0.00/F
COUNTY FIPS & COUNTY NAME  
FILE DOWNLOAD  $25.00/F
FTP  $25.00/F
RADIUS  
RELATED LISTS
MEDICARE HEALTH PLAN SWITCHERS
INSURANCE- 1-800 CALL CENTER RESPONDERS
LIFE LOVING, LIVING PAYCHECK TO PAYCHECK
HAPPY + WORKING HARD TO GET BY
DRIVEN FUEL LOYALTY CARD DISCOUNT HUNTERS
MEDICARE ADVANTAGE $0 PREMIUM RESPONDERS 
MULTI TITLE MAGAZINE SUBSCRIBERS
DIRECT MAIL INSURANCE RESPONDERS
FILL THOSE SHOPPING CARTS
MEDICARE DUAL ELIGIBLE CONSUMERS DSNP RESPONDERS