Credit Repair Seekers are individuals with poor credit and are in search of credit repair services. Bad credit means higher loan interest rates and higher insurance premiums and can hold a person back from achieving major life goals like purchasing a home, getting an education, purchasing home essentials.
Credit repair seekers are actively looking for credit counseling or debt management programs to improve their financial status. The majority have fallen behind on bill payments and have a substantial amount of debt. Exhausted by collection agency phone calls, they are going to sites that include creditfiexnet.com and creditrepari.com seeking advice in devising a plan to restore their credit to restore their purchasing power.
Credit repair companies use a subscription-based model, which ranges from $50-$150 per month, depending on the specific package. There may also need to pay a startup fee (sometimes called a first-work fee), which can be the same price as a full-month subscription.
They are excellent prospects for installment offers – from loan offers to in-house credit. In addition, they are proven cash buyers or extended credit offers of low ticket offers. These credit needy consumers are targeted prospects for debt consolidation, payday loans, prepaid credit cards and insurance.
Demographics
Average Age = 44
Average Income = $35,000
56% Female, 44% Male
Source – online website feeds
Responsive prospects for numerous offers targeting Credit Repair Seekers including.
- Insurance
- Credit Repair
- Continuity Offers
- Discount Clubs
- Extended Warranties
- Pay Day Loans
- Opportunity Seekers/Promotional Offers
- Financial/Debt Consolidation
- Sweepstakes
15% broker commission on base rate
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