Credit Watch - Underbanked Americans Mailing List

These individuals are all considered Underbanked, they lack access to basic banking services offered by traditional banks.

The majority of these individuals lack things most people take for granted like a checking account and the debit card that comes with it. As well, these individuals have little to no credit. Underbanked individuals are more likely to use a check-cashing service or, when quite desperate, payday lenders and pawnbrokers for a short-term loan.

To Underbanked Americans getting their foot in the door to the financial system is an important step to help manage their finances properly.

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