|
COUNTS THROUGH 03/14/2017 |
|
|
12,262,847 |
TOTAL UNIVERSE / BASE RATE |
$100.00/M |
1,667,273 |
PHONES (DNC SCRUBBED) |
+
$10.00/M
|
3,214,758 |
EMAIL |
+
$100.00/M
|
|
Fannie Mae & Freddie Mac
Harp 2.0 has the potential to be the next huge Re-Fi Boom by allowing underwater borrowers with good credit and no late payments on history to refinance.
What is HARP?
HARP was designed to bring relief to Fannie Mae / Freddie Mac mortgage holders who are locked in high interest rate loans and unable to refinance due to lack of equity, but have good credit and have not made any late payments. The first version of HARP implemented in 2009 was designed to help over 5 million underwater homeowners, but proved unobtainable to the majority, due to the stipulation that the borrower needed to have a LTV (loan to value) ratio between 80 to 125 percent. HARP 2.0 has been remodeled to virtually eliminate the LTV stipulation, with the primary requirements being a good credit history and no late payments. HARP 2.0 was launched on December 1, 2011, and there are now over 11 million households underwater that may take advantage of this program.
HARP Data Lists Available:
- Fannie Mae or Freddie Mac borrowers - Homeowners that have a high likelihood of having a Fannie Mae or Freddie Mac Mortgage.
- Estimated LTV (Loan To Value) – Identify customers with little to no equity (ideal candidates for HARP).
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|
MARKET: |
CONSUMER |
CHANNELS: |
|
SOURCE: |
MULTI SOURCED, TAX ASSESOR FILES, AND COUNTY COURTHOUSE RECORDING, COMPILED LISTS |
PRIVACY: |
UNKNOWN |
DMA?: |
NO |
STATUS: |
STANDARD PROVIDER |
GEO: |
USA |
|
AGE |
$5.00/M |
DEMOGRAPHIC |
$5.00/M |
DWELLING SIZE/TYPE |
$5.00/M |
GENDER/SEX |
$5.00/M |
INCOME RANGE |
$5.00/M |
LENDER NAME |
$5.00/M |
LOAN TO VALUE |
$20.00/M |
MORTGAGE AMOUNT |
$5.00/M |
MORTGAGE DATE |
$5.00/M |
PHONE NUMBER |
$10.00/M |
PURCHASE AMOUNT |
$5.00/M |
PURCHASE DATE |
$5.00/M |
RATE |
$5.00/M |
RATE TYPE |
$5.00/M |
ADDRESSING |
KEY CODING |
PLEASE INQUIRE |
3 X 5 CARDS |
$30.00/M |
CD ROM |
$50.00/F |
EMAIL |
$30.00/F |
P/S LABELS |
$20.00/M |
|