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Ultimate Mortgage Refinancing Guide buyers list allows you to market to individuals who purchase books, magazines, and newsletters to learn the specifics on refinancing their home. Consumers refinance for a variety of reasons such as obtaining a lower interest rate or to withdraw equity to finance a child’s college education or pay medical bills. These individuals are creditworthy and seek refinancing options such as a fixed mortgage or adjustable rate mortgage (ARM).
These consumers purchase various publications on mortgage refinancing as there is a lot to consider before making that decision. These books, magazines and newsletters will give them the ins-and-outs of the benefits and costs associated with a loan refinance. Many of these consumers have mortgage loans through Freddie Mac, Fannie Mae, or the VA. Besides obtaining a lower interest rate and withdrawing equity, these consumers are considering a refinance option to increase or reduce the term of their loan, change their adjustable rate mortgage (ARM) into a fixed interest rate mortgage, or to combine the primary mortgage and second mortgage into a new loan. Many of these consumers have hit upon hard times are looking to refinance their mortgage due to a pending foreclosure, bankruptcy, divorce, or death in the family. The lending institution will pull these individual’s credit scores and ask the consumers for a statement of their assets, income, tax returns, and liabilities to consider the refinance options available. Consumers must consider expenses and costs before refinancing as well. There will be fees associated with an appraisal, inspection, closing costs, homeowner insurance, and if private mortgage insurance (PMI) will be necessary due to decreased equity. Besides book, magazine, and newsletter publications on mortgage refinancing, these consumers purchase related books and products on real estate, building a new home, home improvement, debt consolidation, personal finance, and money management. Some of these consumers are also looking to expand their current homes and want to refinance so they can build on. They want to add on a new bedroom, expand the kitchen, add a bath, or expand their outdoor living spaces. They purchase new home décor, home improvement products, landscaping, patio furniture, bathroom fixtures, lumber, electrical supplies, plumbing supplies, lighting, and various other home building supplies.
The Consumer’s Ultimate Mortgage Refinancing Guide buyers list is the ideal list choice for mortgage companies, lenders, banks, credit unions, life insurance companies, banking institutions, investment brokers, investment firms, real estate brokers, financial publications, bankruptcy attorney, debt consolidation organizations, home building suppliers, home improvement providers, home décor publications, and financial planners.
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