A majority of American consumers are dealing with various degrees of debt. Decreased FICO scores and the inability to achieve acceptable credit-worthy status by financial lending institutions allows mailers to reach those whose credit card application has been denied by a major credit bureau.
Names are available on a monthly basis and have been further optimized with direct mail responsive data and have a vast amount of selection criteria available. These consumers are perfect prospects for pre-paid credit and/or debit cards, high interest loans and other offers designed to help them gain purchasing power. All names are FCRA compliant and mail pieces must contain a firm credit offer and be submitted for approval.
All orders cancelled after merge and/or mail date will be billed at full rental rate. Orders cancelled prior to merge will be billed a $150/F fee plus $10/M run charges and all applicable selection charges. The list owner/manager needs to be notified of any cut backs or cancellations before the merge happens. |