This expansive database represents a collection of consumers who have been declined for credit cards. These individuals have submitted card applications and have been turned down by financial institutions. Bad credit, no prior credit history or overextended credit are the main culprits for credit rejection.
These active consumers are an excellent audience for all types of secured credit, debt consolidation, subprime financial offers and more.
In addition, to acting as prospects, this pool of consumers can be utilized for suppression filters by catalogers and other merchandisers.
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