The shoppers on the Catalog Credit/Secured Card Applicants file have recently applied for a catalog credit card online. As part of the application, they are also offered a secured debit card. Just by using the debit card they can earn points which they can then redeem for catalog products or to reduce their catalog card balance.
These highly active impulse shoppers are in need of credit and are much more likely to buy when credit is offered by catalogers and retailers. Catalog Credit/Secured Card Applicants are the perfect prospects for catalogers that offer credit promotions including a line of credit or deferred payment on merchandise purchases as well as for secured cards, debt consolidation, direct to consumer insurance, magazines and more. This file is GLB compliant.
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