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Executive Directory of Title Examiners allows you to target individuals that operate and manage companies that specialize in a written history of all recorded documents and proceedings related to a specific property called title abstracts.
Title examiners, also known as title abstractors, are responsible for researching, analyzing, and evaluating the legal ownership or title to real property. Whenever real estate is bought, sold, or financed, a search of title records is required to ascertain all persons who may claim legal ownership in the property. A title search may also be required to fulfill the terms of a will in distributing property, to subdivide land into smaller parcels, or to obtain a building permit. Persons who acquire land generally want to purchase property that is free from competing claims of ownership, delinquent taxes, and other legal headaches that can devalue the investment. Even buyers who purchase land despite such potential problems generally want to be made aware of any defects in the chain of title when making a bid. Title examiners review the chain of title for a number of defects, including liens on the property, easements, rights of way, water and mineral rights, and other encumbrances.
Title examiners are typically employed by title insurance companies, land development companies, and state and local governments. Title abstracts are prepared to reflect these public records, often by the examiner himself. Title examiners then usually search the chain of title from the most recent owners to the oldest. When there is a gap in the public records, examiners must do additional investigative work to complete the chain of title. After the search has been completed and all documents reviewed, title examiners prepare a title report that describes the property's legal title and lists any existing encumbrances, competing rights, or conflicting claims. Title examiners occasionally assist in preparing a legal description for property as well.
Owners and operators of title abstract offices have experience running their own business and working in the real estate industry. Typically individuals learn title searching with on the job training. Individuals have at least a high school diploma or its equivalent to work as an abstractor. Strong research and organizational skills are required to work as an abstractor. Although individual can enter the field with a high school diploma or its equivalent, two years of college education is required by most employers. A bachelor's degree provides better employment prospects. Recommended courses in college include law, business management, real estate, banking and finance, as well as mathematics. In addition to college education, you need a few years of experience in title searching and abstracting. Familiarity with the laws, legal codes, court procedures, government regulations, executive orders and executive rules is required.
Owners and operators of Title Abstract Offices purchase items of appointment calendars, binders, blackboards, briefcases, business cards, calculators, calendars, cell phones, chairs, chalk, clipboards, clocks, coat racks, coffee supplies, computer software, computers, conference room tables, copy machines, desk organizers, desks, easels, envelopes, fax machines, file cabinets, file folders, hanging folders, ink and toner, keyboards, laptops, lighting, manila folders, markers, mice and mouse pads, monitors, notebooks, office décor, office furniture, office supplies, paper, paper clips, PDA’s, pencils, pens, post it notes, refrigerators, rolodexes, rubber bands, rulers, staplers, staples, stationery, tape dispensers, telephones, wastebaskets, water coolers.
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