Credit Score Index (CSI) Mailing List

CSI is a statistically derived scoring system created to identify FICO-like industry credit scores using historical patterns of credit usage & payment behavior. The index is built on powerful predictors, such as mortgage information, retail card debt, revolving credit card debt & other loan and financial information...

SEGMENTS COUNTS THROUGH 10/28/2024
93,893,438 TOTAL UNIVERSE / BASE RATE $80.00/M
 6,650,801 MONTHLY HOTLINE     + $10.00/M
  EMAILS     + $20.00/M
 25,081,265 SCORE 750+ - EXTREMELY LOW RISK     $80.00/M
 21,275,728 SCORE 700-749 - MODERATELY LOW RISK     $80.00/M
 17,115,864 SCORE 650-699 - LOW RISK     $80.00/M
 13,971,872 SCORE 600-649 - MODERATELY HIGH RISK     $80.00/M
 9,765,523 SCORE 550-599 - HIGH RISK     $80.00/M
 6,684,331 SCORE UNDER 550 - EXTREMELY HIGH RISK     $80.00/M
DESCRIPTION

CSI is a statistically derived scoring system created to identify FICO-like industry credit scores using historical patterns of credit usage & payment behavior. The index is built on powerful predictors, such as mortgage information, retail card debt, revolving credit card debt & other loan and financial information. CSI is aggregated & then applied at the zip+4 geographic level so it can be used for any offers that do not require permissible purpose or a firm offer of credit. The scores closely resemble FICO scores ranging from <550-750+. Scores between 670-740 are considered good whereas scores below are considered risky & scores above are most favorable. This list works well for a wide range of offers including banking & financial offers, debt consolidation & refinancing, bank & retail card offers, mortgage offers, direct-to-consumer insurance offers, automotive offers, highly promotional & low-end offers. Credit Scores are used by lenders to determine the likelihood of individuals to pay & influences everything from auto loans to mortgages. This file is GLB compliant.

 

 

 

 Source: Focus USA Masterfile overlayed with the Credit Score Index

 

ORDERING INSTRUCTIONS
POPULARITY: 97
MARKET: CONSUMER
CHANNELS: Mailing List Email List  
SOURCE: COMPILED LISTS, FOCUS USA MASTERFILE OVERLAYED WITH THE CSI 
PRIVACY: OPT-IN 
DMA?: YES - MEMBER
STATUS: STANDARD PROVIDER
GEO: USA 
GENDER: 51% FEMALE 49% MALE  
SELECTS
6 MONTH/12 MONTH MOB   $5.00/M
AGE   $6.00/M
BANKCARD HOLDERS   $10.00/M
COLLECTIBLES   $7.50/M
CREDIT SCORE INDEX (CSI)   
DONORS   $7.50/M
ETHNICITY BY TYPE   $10.00/M
FINANCE LOAN HOLDERS   $10.00/M
GENDER   $6.00/M
GIFT BUYERS   $7.50/M
HOMEOWNER   $5.00/M
INCOME   $6.00/M
INVESTORS BY TYPE   $7.50/M
MAIL ORDER BUYERS   $7.50/M
PRESENCE OF CHILDREN   $5.00/M
STATE, ZIP, SCF   $5.00/M
SWEEPSTAKES ENTRANTS   $7.50/M
TRAVELERS   $7.50/M
ADDRESSING
KEY CODING  PLEASE INQUIRE
EMAIL  $50.00/F
FTP  $50.00/F
RUNNING CHARGES  $6.50/M
ZIP+4  $6.50/M
RELATED LISTS
MASSEYS
MASON EASY PAY
ACCURATE APPROVED CREDIT CARD SEEKERS
HEARST BOOK BUYERS ENHANCED MASTERFILE (FORMERLY RODALE INC)
HELP ME GET CREDIT - UNDERBANKED CONSUMERS
MOBILE HOME OWNERS EMAIL/POSTAL/PHONE
BLAIR MASTERFILE
3PEAKS HOLIDAY GIFTS PAID PRODUCT BUYERS DATABASE
CATALOG SHOPPING CREDIT SEEKERS
SWEEPSTAKES CLEARINGHOUSE MERCHANDISE BUYERS