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This file ‘Cobra Health Insurance Plan Responders’ represents people who went online to request help in saving money on their health insurance.
Thousands of consumers shopping for health insurance have received help in finding cheap rates on health insurance through this portal
People save time and money by eliminating the need to visit multiple websites and call company after company to find great health insurance policies.
After filling out a fast, easy form, consumers are matched with local insurance agents who can help them find the best, most cost-effective health insurance plan to meet their needs.
With agents competing for business, people can find the best premiums on the right health insurance plan.
There are many ways you can help to lower your health insurance premiums. First is to shop around before enrolling in a health insurance plan. You can make lots of phone calls or fill out forms on a bunch of websites and hope that you can compare health insurance rates that way. Or you can use CobraHealthPlans.com, where you fill out one easy form and local health insurance agents compete for your business.
A second way of lowering your health insurance costs is to increase the deductible and/or co-pays in your plan. A higher deductible – usually anything over $1,000 a year -- means that you will be paying more out of your own pocket for any expenses you incur. But when paired with a Health Savings Account, a higher deductible may be a more cost-effective option.
Finally, and most important, you will receive lower rates on health insurance plans if you maintain a healthy lifestyle. Quitting smoking may have the most immediate impact, as will lowering cholesterol and keeping a healthy body weight for your height. Remember, health insurers consider healthy people to be much less of a risk than those who do not maintain a healthy lifestyle. That higher risk results in higher premiums.
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